State : ALL

Get Started
Card Activation Fee $4.95 One time new card account fee
Add Money
Value Load $2.00 Per transaction. 3rd Party Load Networks charge additional fees. Please consult 3rd Party Load Network for a schedule of their fees and charges (Western Union, MoneyGram, and Visa Ready Link).
Agent Service Fee (Direct Deposit) Up to 2.5% of amount loaded Agent Service Fees will vary between NexsCard Retail Agent Locations. Agent Service Fees will never be more than 2.5% of the amount loaded. If an Agent charges more, please call (800) 221-6504.
Card-to-Card Transfer $3.00 Per transaction
Mobile Deposit $2.00 Per load. When depositing checks using remote deposit capture.
Spend Money
Retail Unload $1.00 Per unload, plus retail fees, if any
POS PIN Debit Purchase $1.50 Per any domestic PIN based transaction
POS Signature Purchase $1.00 Per any domestic Signature based transaction
Bank Teller Withdrawal 3% with 5.00 minimum Per withdrawal. 3% or $5.00 minimum charge of the amount whichever is greater
POS PIN Purchase (Declined) $0.50 Per declined domestic PIN based transaction
POS SIG Purchase (Declined) $0.50 Per declined domestic Signature based transaction
Get Cash
ATM Withdrawal (US) $2.50 Per withdrawal, plus any third-party ATM operator fees, if any
ATM Withdrawal (Declined) $.50 Per declined domestic ATM transaction
Automated System Customer Service $0.35 3 free calls per month, each call $0.35 thereafter
Balance Inquiry via Live Agent $2.00 Per inquiry conducted through a live customer service representative
ATM Balance Inquiry $0.75 Per inquiry, plus third-party ATM operator fees, if any
Using your card outside the U.S.
ATM Withdrawal (Int’l) $4.95 Per withdrawal, plus the foreign transaction surcharge and thirdparty ATM operator fees, if any
ATM Withdrawal (Declined (Int’l) $2.00 Per declined international ATM transaction
POS PIN Debit Purchase (Int’l) $3.50 Per any international PIN based transaction
POS Signature Purchase (Int’l) $2.95 Per any international Signature based transaction
POS PIN Purchase (Declined) (Int’l) $3.00 Per declined international PIN based transaction
POS SIG Purchase (Declined) (Int’l) $2.00 Per declined international Signature based transaction
Inactivity Fee $4.95 Monthly, after each 90 day period in which you do not load or unload fund to your card or use your card to make a purchase or an ATM withdrawal or until new activity is conducted.
Account Closure/Balance Refund $10.00 See item #28 Amendment and Cancellation terms when applicable and not applicable.
Early Access $3.00 Per deposit
Bill Pay $2.00 Per payment made to a merchant using ACH debit
Electronic Withdrawal $1.00 Per withdrawal sent to a 3rd Party account
Replace Card $5.00 Per lost, stolen, or damaged card replacement requested
Expedite Card $21.95 Fee for expedited card delivery

Register your card for FDIC insurance eligibility and other protections. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered. See for details.

No overdraft/credit feature.

Contact Prepaid Ventures, LTD. – Avid Prepaid Visa Card by calling 801-742-8830 , by mail at P.O. Box 307, New Hyde Park, NY 11040, or visit

For general information about prepaid accounts, visit

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit

© Copyright . All Rights Reserved. | Powered by Prepaid Ventures LTD.

BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank ©2014.

Notice of Patriot Act:
Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity.

*How early you receive your payment will depend on your benefit type. The Early Access program from NexsCard allows you to receive your funds when the Government sends notification that it intends to make a payment to you. This varies by month and by government agency, for example SSI and VA Early Access payments are usually made 4 business days early and SSA payments that are paid on Wednesdays are usually paid on the preceding Friday or 5 days early. All payments are subject to notification from the Department of Treasury each month and may change any time. Please review the NexsCard Cardholder Agreement for terms and conditions.
There is an additional charge for the 'Early Access Benefits Direct Deposit feature'. Refer to the Cardholder Agreement's Schedule of Fees and Charges. You are not required to elect this feature on your deposits and can avoid this fee by informing us of your preference to receive your monthly benefits on the original effective date either by calling us at (801) 742-8830 or
(800) 221-6504 or by email at: or in writing to: NexsCard, PO Box 307, New Hyde Park, NY 11040.

FOR CUSTOMER SERVICE CALL Prepaid Ventures, LTD - NexsCard AT 1-800-221-6504